Legal Advice: Insurance against death and injuries Thursday, 07 July 2011 00:39

The employer is obliged to fulfill the insurance premiums against work-related injuries and death.

Labor Law No. 14/2004 regarding workers’ compensations in the incident of disability or death because of the work indicates that “The employer shall pay the compensation for disability because of the work and the employer shall pay the compensation for death because of the work, and the court shall distribute the compensation for death on nominees of the dead person according to the provisions of Islamic law or according to personal laws enacted in the country of the dead person “and to cover this obligation to compensation some companies and institutions work on contract with insurance companies to insure workers against these risk, there is nothing wrong with that if the company has to bear the subscriptions of insurance from her own money, but it is wrong that some companies are doing this with reducing from the monthly salary of worker, there is no reason for this because the employer is bond to pay as this instalment, not the worker or employee according to the law, therefore, the workers and staff should review the employers when they deduct any amounts from their salaries to pay insurance premiums against work-related injuries.

And the thing that confirms non commitment worker to pay the installment is that after finishing his work for the employer for any reason he does not benefit from this insurance, but at the risk of death or disability, but if he came out safe and sound or ill without any disability will not benefit from this insurance, so it is not reasonable that the worker has to pay insurance premiums and contributions for the benefit of the employer.