Chairman of the Supervisory Board of Umnia Bank in Morocco, Sheikh Dr. Khalid bin Thani bin Abdullah Al-Thani with other officials during the announcement of the bank’s financial results for 2025.
Doha, Qatar: Chairman of the Supervisory Board of Umnia Bank in Morocco, Sheikh Dr. Khalid bin Thani bin Abdullah Al-Thani, announced the Bank’s financial results for the year ended December 31, 2025, reflecting strong performance and steady growth across key financial indicators.
Umnia Bank recorded a net profit of MAD57m, up from MAD 15m in 2024.
Net operating income reached MAD357m by the end of 2025, compared to MAD273m in 2024.
Total assets reached MAD13.5bn by the end of 2025, while the financing portfolio grew to MAD11.5bn, a 29.3% increase compared to 2024.
In terms of financial ratios, Umnia Bank reported solid performance by the end of 2025, with a Return on Equity (ROE) of 10.1%, Capital Adequacy Ratio (CAR) of 12.5%, Liquidity Coverage Ratio (LCR) of 117%, and Non-Performing Loan (NPL) ratio of 0.95%. These indicators are among the strongest in Morocco’s participative banking sector, which encompasses Islamic banking.
Umnia Bank began operations in Morocco in 2017 as the country’s first participative bank.
Today, it serves both retail and corporate clients through a network of some 53 branches across 35 cities in Morocco.
The bank also provides financial and financing services through a state-of-the-art mobile application, offering customers’ seamless access to the latest digital banking features across the Kingdom of Morocco.
